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Chapter 7 Attorney Bay Area

Chapter 7 Attorney Bay Area

Are you searching for answers to what should I ask a bankruptcy lawyer? Brooks Law Office is a client-focused attorney firm with a proven track record. Jon Brooks is a leading Chapter 7 attorney in Bay Area, who has helped hundreds of clients decide if bankruptcy is the right option.

What is the minimum debt to file bankruptcy?

There’s no cap on the amount of debt you can file for Chapter 7 bankruptcy. Lawyers, in general, may recommend you to file for Chapter 7 rather than Chapter 13 as it helps wipe out the debt and doesn’t involve repayment.

While Chapter 13 is more stringent, chapter 7 is open to anyone with any amount of debt. For more help with determining the right type of bankruptcy for you, speak to an attorney.

Is Chapter 7 bankruptcy the right choice for you?

When filing for Chapter 7 bankruptcy, it is critical to decide if it makes sense financially. If you have non-dischargeable debts like back child support and alimony obligations, student loans, income taxes less than three years past due, etc., filing for chapter 7 may not prove beneficial for you.

Besides, if you are judgment proof, a creditor cannot collect from you, making filing for bankruptcy unnecessary. Furthermore, if a large chunk of your indebtedness is from debts that your lenders object to being discharged, speaking to a knowledgeable bankruptcy lawyer in the Bay Area is critical to assess and evaluate your situations.

What is Chapter 7 bankruptcy?

Chapter 7 bankruptcy or “liquidation” bankruptcy wipes out several kinds of debt and helps you start fresh. The bankruptcy trustee will sell the non-exempt property and pay off the creditors partially.

Since most individuals have very little non-exempt property, filers end up keeping a large part of their property. For more clarity on chapter 7 bankruptcy, speak to one of our experienced Bay Area bankruptcy lawyers.

What does a bankruptcy lawyer do for you?

An experienced attorney for Chapter 7 bankruptcy in San Francisco recognizes potential hiccups that could arise in your case and will come up with a plan accordingly.

  • Bankruptcy may not be the best choice for everyone to relieve the debts and achieve financial peace. An attorney can assess your situation and let you know if bankruptcy is an appropriate alternative for you.
  • There are two types of bankruptcies: Chapter 7 and chapter 13, each type serving different purposes. An attorney can consider your needs, assess your goals and guide you on the most appropriate course.
  • A bankruptcy lawyer can apply the means test, check your eligibility for Chapter 7 bankruptcy, understand your circumstance, and value your property. An attorney can also choose and apply exemptions, determine discharge of debts, complete the schedules and other paperwork.

Contact our Brooks Law Office at 408-286-2766 to schedule a consultation with Jon Brooks. Jon is a preeminent chapter 7 attorney in Bay Area with an excellent track record and commendable experience. Our attorney can eliminate your debt successfully and assist you in choosing the best bankruptcy option for you.

Chapter 7 Attorney Bay Area


Jon Brooks was wonderful to work with on filing for bankruptcy. He is professional, polite, and very detailed. I'm so grateful I'm debt free... Read more

Michelle D., San Jose

I just wanted to take this time to say that I had the privilege of being represented by my bankruptcy attorney Jon. At first I was really te... Read more

Frank S., San Jose

Jon focused on the key issues quickly, and knew critical answers I could not find elsewhere – even from other attorneys! I highly recommen... Read more

C.C., San Jose

If you are reading this, chances are you haven’t been on a ‘winning streak’ in your life lately. When my wife and I came in to see Jon... Read more

Keith A., San Jose

Jon provided me with the pros and cons of what type of bankruptcy to file which I understood very well as they were presented to me and my w... Read more

Tony G., Fremont

Jon Brooks demonstrated confidence, compassion, and professional integrity while handling my challenging bankruptcy case. He skillfully disc... Read more

Lisa C., Palo Alto

I can't thank Jon enough for helping us through the most difficult time in our life. Coming to the conclusion that I had to file bankruptcy ... Read more

J.S., San Jose

Choosing Jon to represent me in my bankruptcy case was the best decision I have ever made! He is extremely knowledgeable and explained every... Read more

Sara L., Campbell

Jon Brooks helped us get a fresh start without making us feel ashamed for our bankruptcy. He and his staff were professional to an ultimate ... Read more

Y. Carter and D. Carter, San Jose

I am a young single mother that went through a very difficult time and knew bankruptcy was the smartest option for me at the time. Mr. Brook... Read more

S.M., San Jose

We were saved by the office of Jon Brooks when our country was in the Great Recession. They solved our second mortgage and debt problems pow... Read more

Sam S., San Jose

Jon Brooks and his wonderful team helped me with my bankruptcy case and gave me back my peace of mind. My initial (free) consultation with M... Read more

Raquel P., San Jose

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