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Learn More About Bankruptcy

Learn about Filing BankruptcyWe take the time to explain bankruptcy to our clients and our prospective clients. That’s why our free consultations generally last around an hour, so that we can answer their questions and help them learn about filing bankruptcy. We thoroughly explain the legal concepts and procedures and how each individual’s circumstances can be helped through bankruptcy protection. We carefully examine each prospective client’s income, living expenses, assets, and the types of debt that he or she is burdened with–such as tax debts, credit cards, judgments, mortgage loans and arrears, auto loans, and payday advances.

The two most commonly filed types of bankruptcy filed by consumers, whether individuals or married couples, are Chapter 13 bankruptcy and Chapter 7 bankruptcy. Individuals, like business entities, can also file for Chapter 11 protection, but the choice of Chapter 11 is usually made in larger cases involving multiple properties and/or business interests or very large debts that exceed the debt limits provided under Chapter 13 bankruptcy.

In this section of our site, we explore the major advantages of Chapter 13, Chapter 7 and Chapter 11 bankruptcy and distinguish between each type of bankruptcy showing how they are effective according to different client circumstances. We hope the information here will help you to learn about filing bankruptcy and show you how we can help you get out of debt.

We analyze every client’s case to determine which type of bankruptcy offers the greatest protection and the greatest relief from his debts. For some clients who have few valuable assets and whose income is lower, Chapter 7 bankruptcy may offer the greatest and fastest debt relief. For others who may own a home, or who have car loans, tax debts, or other debts that need to be paid at least in part, Chapter 13 will likely offer the most comprehensive protection available. We will work with you to determine your best option for debt relief under the Bankruptcy Code.

To get started on your bright future, free from debt, call or email us now. We’ll give you a free consultation with one of our experienced bankruptcy attorneys, and you will learn about filing bankruptcy. Then we can immediately start helping you get out of debt.



Jon Brooks was wonderful to work with on filing for bankruptcy. He is professional, polite, and very detailed. I'm so grateful I'm debt free... Read more

Michelle D., San Jose

I just wanted to take this time to say that I had the privilege of being represented by my bankruptcy attorney Jon. At first I was really te... Read more

Frank S., San Jose

Jon focused on the key issues quickly, and knew critical answers I could not find elsewhere – even from other attorneys! I highly recommen... Read more

C.C., San Jose

If you are reading this, chances are you haven’t been on a ‘winning streak’ in your life lately. When my wife and I came in to see Jon... Read more

Keith A., San Jose

Jon provided me with the pros and cons of what type of bankruptcy to file which I understood very well as they were presented to me and my w... Read more

Tony G., Fremont

Jon Brooks demonstrated confidence, compassion, and professional integrity while handling my challenging bankruptcy case. He skillfully disc... Read more

Lisa C., Palo Alto

I can't thank Jon enough for helping us through the most difficult time in our life. Coming to the conclusion that I had to file bankruptcy ... Read more

J.S., San Jose

Choosing Jon to represent me in my bankruptcy case was the best decision I have ever made! He is extremely knowledgeable and explained every... Read more

Sara L., Campbell

Jon Brooks helped us get a fresh start without making us feel ashamed for our bankruptcy. He and his staff were professional to an ultimate ... Read more

Y. Carter and D. Carter, San Jose

I am a young single mother that went through a very difficult time and knew bankruptcy was the smartest option for me at the time. Mr. Brook... Read more

S.M., San Jose

We were saved by the office of Jon Brooks when our country was in the Great Recession. They solved our second mortgage and debt problems pow... Read more

Sam S., San Jose

Jon Brooks and his wonderful team helped me with my bankruptcy case and gave me back my peace of mind. My initial (free) consultation with M... Read more

Raquel P., San Jose

Read more testimonials...

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