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Stop Foreclosure Bay Area

Stop Foreclosure Bay Area

Should you find yourself falling behind on mortgage payments, it is important to look for ways to stop foreclosure in the Bay Area. You may have a hardship going on, including divorce, extensive medical bills, or unemployment – all of which can do a number on your finances. The good news for most homeowners is that there are ways to stop a foreclosure as long as you find the right attorney to help. 

What to Do Once You Have Issues Making Mortgage Payments

The best thing to do first is to contact your lender to see if you can create some type of plan. From there, you can look for a stop foreclosure attorney in San Jose to help. There are several things that the right law office can help you with, all of which are excellent avenues to help you keep your home. These include: 

Loan Modification

It is not always feasible to know about the state and federal laws that prohibit a lender from moving forward with foreclosure sales in the Bay Area. However, if you are under a review for a potential loan modification, you do have rights. The good news here is that there are plenty of great loan modification programs that you might be able to pick from that will allow you an alternative to losing your home or lowering your monthly payments on your mortgage. 

Bankruptcy Filing 

San Francisco, CA, stop foreclosure lawyers will also be your best asset if you are looking to take the bankruptcy route. It can help you keep your home out of foreclosure, but you need to be careful to navigate the process the correct way. 

Short Sale 

When looking at all of your options to stop foreclosure in the Bay Area, you must look into the short sale path. This is a hardship scenario remedy allowing you to apply for a short sale rather than dragging out the foreclosure process. You should understand that this is an option only applicable to a homeowner that owes more on the property than it’s worth. The lender will also have to approve of the short sale before your home is listed. 

Deed in Lieu of Foreclosure 

With this option to stop foreclosure and repossession in the Bay Area, you are voluntarily signing your home’s deed back to the lending institution. While this may seem like a simple option, you will rarely see this granted by a lender due to the legal risks. However, working on this or other avenues to avoid foreclosure will be easier when you have the right law firm on your side.

Do you need to stop foreclosure in the Bay Area? If so, we are here to assist at Brooks Law Office. We are available to address your concerns and questions or set up a time for a consultation by calling us at (408) 286-2766. Click here to learn about us in Espanol or click here to find out more about bankruptcy and the smartest way to proceed. You will find that we have a dedicated, knowledgeable team here to help you navigate this potentially stressful time.

Stop Foreclosure Bay Area

Testimonials

Jon Brooks was wonderful to work with on filing for bankruptcy. He is professional, polite, and very detailed. I'm so grateful I'm debt free... Read more

Michelle D., San Jose

I just wanted to take this time to say that I had the privilege of being represented by my bankruptcy attorney Jon. At first I was really te... Read more

Frank S., San Jose

Jon focused on the key issues quickly, and knew critical answers I could not find elsewhere – even from other attorneys! I highly recommen... Read more

C.C., San Jose

If you are reading this, chances are you haven’t been on a ‘winning streak’ in your life lately. When my wife and I came in to see Jon... Read more

Keith A., San Jose

Jon provided me with the pros and cons of what type of bankruptcy to file which I understood very well as they were presented to me and my w... Read more

Tony G., Fremont

Jon Brooks demonstrated confidence, compassion, and professional integrity while handling my challenging bankruptcy case. He skillfully disc... Read more

Lisa C., Palo Alto

I can't thank Jon enough for helping us through the most difficult time in our life. Coming to the conclusion that I had to file bankruptcy ... Read more

J.S., San Jose

Choosing Jon to represent me in my bankruptcy case was the best decision I have ever made! He is extremely knowledgeable and explained every... Read more

Sara L., Campbell

Jon Brooks helped us get a fresh start without making us feel ashamed for our bankruptcy. He and his staff were professional to an ultimate ... Read more

Y. Carter and D. Carter, San Jose

I am a young single mother that went through a very difficult time and knew bankruptcy was the smartest option for me at the time. Mr. Brook... Read more

S.M., San Jose

We were saved by the office of Jon Brooks when our country was in the Great Recession. They solved our second mortgage and debt problems pow... Read more

Sam S., San Jose

Jon Brooks and his wonderful team helped me with my bankruptcy case and gave me back my peace of mind. My initial (free) consultation with M... Read more

Raquel P., San Jose

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